Privacy Policy
Facts | What does Bradford National Bank do with your personal information?
Why
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bradford National Bank chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Bradford National Bank share? | Can you limit this sharing? |
| For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes: to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes: information about your transactions and experiences |
Yes | No |
| For our affiliates’ everyday business purposes: information about your creditworthiness |
Yes | Yes |
| For our affiliates to market to you | Yes | Yes |
| For our nonaffiliates to market to you | No | We Don’t Share |
| Phone numbers or SMS consent that is collected via the online form | No | We Don’t Share |
| What We Do | |
| How does Bradford National Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Bradford National Bank collect my personal information? |
We collect your personal information, for example, when you
|
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. Bradford National Bank shares with our affiliate Bradford Wealth Management. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. Bradford National Bank does not share with nonaffiliates so they can market to you |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Bradford National Bank jointly markets with our affiliate Bradford Wealth Management. |
| State Law | Illinois law requires that you opt-in to information sharing. Therefore, before we would share your information with a third party, except where permitted by law, we will obtain your permission. |
To Limit Our Sharing
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Mail-In Form
For mail-in form, download the file below and see “Mail-In Form” on page 3
Questions?
Terms & Conditions
SMS opt-in or phone numbers for the purpose of SMS are not shared with any third parties or affiliate companies for marketing purposes.
SMS For Consent Communication
The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
Types of SMS Communications
If you have consented to receive text messages from Bradford National Bank, you may receive text messages related to your accounts and or relationship with Bradford National Bank.
A sample message from Bradford National Bank:
Hello, thank you for contacting Bradford National Bank, how can we help you? Reply Stop to opt-out at any time. Message and data rates may apply, for assistance, text Help” or visit website: https://www.bradfordbank.com/privacy-policy.
Our SMS message frequency will be from 0-5 text messages daily across all users.
Please note, your carrier may charge a fee to send and receive text messages.
- Opt-In Method: Customer will Opt-In for SMS messaging from Bradford National Bank through intakes forms on their website located at www.bradfordbank.com and this agreement for SMS will not be shared with third parties for marketing purposes.
- Opt-out: Customer will be able to Opt-out for SMS messaging from Bradford National Bank by replying STOP at any time to any received SMS message, once opted-out they will receive no further SMS communication. They can Opt back In at any time by replying START.
